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• What is Credit?

  By: Brett Bruce
  There are many legal definitions for credit, but the bottom line is that credit means borrowing money from a lender to pay for something. You may be borrowing from a bank, a retail merchant, or a mortgage company. The person you want to borrow money from extends credit to you.More

• Relying on Credit Cards as a Financial Safety Net Could Be Dangerous

  By: Brett Bruce
  Relying on Credit Cards as a Financial Safety Net Could Be DangerousIt’s hard to believe that the world used to be free of credit cards. “Credit” was earned based on your reputation within the community. But once these little pieces of plastic took hold, there was no turning back.More

• Thieves Are Outsmarting Savvy Consumers with New Scams Guaranteed to Fool You!

  By: Brett Bruce
  Like most things in life, the element of credit scams has evolved into a higher form. Those who are intent on stealing your identity and profiting from your good credit are taking the high-tech or the extremely convincing route to take advantage of you.No longer do thieve just walk up and pick your pocket for a credit card – or blatantly send you an email trying to get you to divulge your personal financial information.More