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• The Truth About Bankruptcy

  By: Dave Ramsey
  Myth: I'll just file bankruptcy and start over; it seems so easy. Truth: Bankruptcy is a gut-wrenching, life-changing event that causes lifelong damage.Bankruptcy.More

• The Truth About Credit Cards

  By: Dave Ramsey
  People ask me all the time, "Aren't there positive uses of a credit card like rebates and airline miles?" The truth is that responsible use of a credit card does not exist, and credit card debt is a major problem in America.There is NO positive side to credit card use.More

• The Truth About Debt Consolidation

  By: Dave Ramsey
  Debt Consolidation is nothing more than a "con" because you think you've done something about the debt problem. The debt is still there, as are the habits that caused it - you just moved it! You can't borrow your way out of debt.More

• The Truth About Debt Management

  By: Dave Ramsey
  Myth: The debt management companies on TV, like AmeriDebt, will save me.Truth: You may get out of debt, but only with your credit trashed.Debt management companies are springing up everywhere.More

• The Truth About Debt

  By: Dave Ramsey
  Myth: Debt is a tool and should be used to help create prosperity.Truth: Debt isn't used by wealthy people nearly as much as we are led to believe.Debt is dumb.More

• Questions and Answers About Municipal Bonds and Real Estate

  By: Dave Ramsey
  Sister has come into wealth, and everyone wants it!Dear Dave, My sister recently received a large sum of money through an inheritance. Everyone seems to have a different idea about what kind of how she should invest it.More

• Questions and Answers About Retirement, Cosigning, and Term Life Insurance

  By: Dave Ramsey
  College student wants to start investingDear Dave, I’m in college and 21 years old. I’ve got $1,000 in the bank for my emergency fund, plus I’ll be debt-free in about six months. Is it too early to begin saving for retirement?More

• Questions and Answers About Automobiles, Refinancing, and Accumulating Wealth

  By: Dave Ramsey
  Keep divorced wife in a safe car?Dear Dave, My wife is divorcing me, and we just had our first baby boy. I feel it’s my responsibility to take care of her until the divorce is final and to keep her in a safe vehicle.More

• Questions and Answers About Social Security, Car Payments, and Budgeting An Irregular Income

  By: Dave Ramsey
  Social Security calls her twice for being overpaid!Dear Dave, My husband and I adopted our two grandchildren a few years ago. Since that time, we’ve been called into the Social Security office every year about them being overpaid by this department.More

• The Truth About Budgeting

  By: Dave Ramsey
  Myth: I don't have time to work on a budget.Truth: You don't have time not to.Budgeting.More