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Found articles: 5

  • CAN-SPAM Basics

     I. BACKGROUNDThe CAN-SPAM Act of 2003 (Controlling the Assault of Non-Solicited Pornography and Marketing Act) establishes requirements for those who send commercial email, spells out penalties for spammers and companies whose products are advertised in spam if they violate the law, and gives consumers the right to ask emailers to stop spamming them.The law, which became effective January 1, 2004, covers email whose primary purpose is advertising or promoting a commercial product or service, including content on a Web site.More

  • Merchandise Delivery Time & Federal Law

     I. BACKGOUNDThe federal Mail or Telephone Order Rule spells out the ground rules for making promises about shipments, notifying consumers about unexpected delays, and refunding consumers' money.Enforced by the U.More

  • Loan Officers & Minimum Wage

     I. INTRODUCTIONThe FLSA requires that most employees in the United States be paid at least the federal minimum wage for all hour worked and overtime pay at time and one-half the regular rate of pay for all hours worked over 40 in a workweek.However, Section 13(a)(1) of the FLSA provides an exemption from both minimum wage and overtime pay for employees employed as bona fide executive, administrative, professional and outside sales employees.More

  • Spyware & Business Computers

     I. BACKGROUNDSpyware is typically not a virus, so many anti-virus programs are not equipped to block, detect, or eliminate it. Spyware is not typically a cookie that you can simply delete through your browser tools.More

  • Business Records & Identity Theft

     Under the 2003 amendments to the Fair Credit Reporting Act section 609(e), identity theft victims are entitled to get from businesses a copy of the application or other business transaction records relating to their identity theft free of charge.Businesses must provide these records within 30 days of receipt of the victim’s request. Businesses must also provide these records to any law enforcement agency which the victim authorizes.More