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Found articles: 34

  • Just Ask!
    Ask and you shall receive & knock and it shall be opened &send an email and see what happens.As a student of personal finance you are probably familiar with the advice to negotiate with your credit card companies to get a lower interest rate. Why stop there?More

  • Debt Management: How to Consolidate Debt On Your Own
    Need to consolidate debt?Chances are, you’re doing what you can to pay it off, as quickly as possible. You want to be debt-free.More

  • How Much Does That Sofa Really Cost You? The Cost of Consumer Debt
    Let's talk about consumer debt. You know, the kind you rack up because you really need stuff.Your sofa is looking pretty nasty.More

  • How Much Does That Sofa Really Cost You?
    So, your sofa is looking pretty nasty. It’s covered with Kool-Aid stains,and throw pillows are hiding threadbare spots where the tufting peeks through. You even had to throw down some plywood to keep the pillows from sagging.More

  • Whatever You Do....Don't Save Money!
    No, that's not a misprint. Even though falling interest rates are good when you want to get a loan, they are bad for people with savings accounts.In this economy your best investment, the best place to put your money is into paying off debts.More

  • The ONE Law You Should Be Breaking
    There is a law all smart people break.Parkinson's law.Parkinson's law states that "work expands so as to fill the time available for its completion.More

  • How Can I Save Money?
    You're probably reading this article because you really want to know: "How can I save money?".That means you probably aren't a saver...More

  • Organizing Your Finances - Thinking Outside the (Shoe) Box
    If you’re like most people, your personal financial records are most probably kept in less than “Good Accounting Practices” standards. For example, stashing old ATM receipts and hanging on to a stub showing what you paid for a pack of mints two years ago (cash, of course), might be filed with your paycheck stubs, credit card statements – paid and unpaid alike – as well as a few tax forms, a stray paper clip and a penny. Anything from an old shoebox to a toolbox would do you for this method of personal financial tracking but you can do better than that.More

  • How To Get An Instant Pay Raise
    As a gentleman was leaving my class recently, he wanted me to clarify something I had said. He was making sure that he should take his four or five thousand dollar tax refund and pay off debt.I was stunned.More

  • A Pain-Free Tax Season: Organization Tips For Small Businesses
    What are you doing this January? If you’re a small business owner, you’re getting together your tax records to hand-deliver to your accountant. Or, you’re firing up your pencil sharpener and setting aside 8-10 days to do your taxes yourself.More