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Online Insurance Quote

By: John Kerry
Submitted: 2008-06-27 00:27:18
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Insurance is a contract between the policyholder and the insurance company wherein the insurance company is bound to compensate the policyholder on occurrence of certain pre-specified ‘event(s)’.

The events that are covered and the extent of coverage for each event are defined in the contract.

Thus, there are three parties to any insurance contract – the policyholder, the insured, and the insurance company. In most cases, the insured and the policyholder are the same. The event(s) covered by the insurance contract will largely define what kind of insuranceit is.

Thus there is life insurance, health insurance, accidental death and disability insurance, home insurance (which may or may not include flood insurance, earthquake insurance, and mobile home insurance), auto insurance (which includes car insurance) and renters insurance. There would be several other products in the commercial lines of insurance.

Most people would have tried buying a used car at-least once in their lifetime. Statistically, people change their car once in three to five years, if not sooner. If they need to buy a better car, and get a good deal on it, then they need to know exactly how to spot a good used car from a bad one.

The starting point of getting a good deal on a used car comes at the source of the used car. One can find a good used car at a car dealer. But cars from a dealer come with their own premium attached to it. If it is a certified used car, the premium is even higher.

Buying a used car directly from the owner can give a better price. But this needs additional effort on part of the buyer, in being able to locate sellers of used cars, and contacting them individually.

Here is where sites like www.unocardealers.com can help. This site has a ton of listings from individual sellers of used cars, that sellers can browse through.

Till now, most people bought insurance through an agent, or called the toll-free number of the insurance company to get a quote.

However, with the increasing usage of the Internet, getting insurance quotes online is fast becoming the norm rather than the exception. There are plenty of sites out there that offer to provide you an insurance quote. Many even provide you the ability to get insurance quotes from multiple companies, and compare them to get the best deal.

However, there are relatively few sites that offer practical insights on getting a good deal on your insurance needs. There are even fewer that offer advice on what to look for when getting an insurance quote, the list of insurance agents in your locality, and what are the pros and cons of going with the company offering to insure you for the lowest premium.

You can find all this, and more at www.get-online-insurance-quote.com (or www.goniq.com for short). They offer advice on many different types of insurance like auto insurance (including car insurance), life insurance, home insurance (including flood insurance, earthquake insurance and mobile home insurance), health insurance, renters insurance, and disability insurance.

For more on insurance, visit www.get-online-insurance-quote.com

Article source: Expert Articles

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