Identity Theft: Hints for Keeping Students Safe

By: Tom Palange
Submitted: 2007-01-17 16:23:26
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Identity Theft: Hints for Keeping Students Safe


According to a USA Today article, the FTC discovered that Americans from 18 to 24 years old were the leading age group in terms of identity theft claims in 2005. Now that students are back in school for the fall and winter semesters, here are some suggestions for keeping safe from the threat of ID Theft:


Update Protection Software Regularly

While many of the security software companies claim to keep your computer safe at all times, there are newer, more advanced viruses being sent out every day. Remember to update your virus and spyware protection at least once a week to ensure you have the most up to date protection.



Beware of Blogging

Surfing the "blogosphere" has quickly become one of society's latest trends, and blogs can be found about nearly any topic imaginable. As with any exchange of information however, posting to web logs can be dangerous if you don't watch out. Use a screen name whenever you're blogging. Be sure not to ever give out your actual address or phone number to fellow bloggers. You can never tell who might be searching the web for personal information, and your identity is one of your most valuable possessions.


Plan out your Passwords

With so many passwords to remember these days, it's faster and easier to select your social security number, phone number or mother's maiden name as a password for your personal information. Identity thieves however, use the latest technology an can easily learn or tap into passwords that are short, simple and easy to remember. It is always better to select a password that only you would know such as your favorite song title, a pet's name or a memorable date in your life.


Stay on the Lookout for Phishing

Truly skilled identity thieves have the ability to create fake websites that mimic familiar sites in order to trick you into submitting your personal account information. This process is called "phishing" and has become a major threat for online identity theft. Be sure to check for the secured site icon on the corner of each web page before inputting any personal identifying information.


Tom Palange
Education Programs Specialist
American Consumer Credit Counseling


ACCC is a non-profit 501 (c)(3) organization dedicated to promoting financial literacy. It is our mission to empower consumers to regain control of the quality of their lives through education, counseling and debt management. For more information or to find out how to speak with a certified credit counselor call 800-769-3571 or log on to http://www.consumercredit.com

Article source: Expert Articles

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