• The Money Fight isn't Necessary

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    Money isn't that difficult a topic. It is quite simple. It is about one thing -- choice.Read more…
  • Savings Account Is Important

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    There are many different reasons that prompt people to create a savings account. You may be looking to create a savings account to have some extra money for emergencies or to save up for a vacation. Perhaps you would like to save money for your children’s college education or simply provide them a security net when they enter adulthood.Read more…
  • Fixed Rate Home Equity Loans

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    Ever thought about a loan that charges you a constant or fixed rate of interest throughout your loan period? Try the no-hassle and convenient home equity loans, which are always paid in bulk and repaid in monthly installments at a fixed rate of interest.Home equity lines of credit have interest rates that fluctuate according to the changes in index or the prime rate.Read more…
  • Make Extra Money - Six Unusual Ways

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    I was young and wanted some way to make extra money - something other than another fast food job. A friend of the family owned a small insurance agency. The owner decided to get into the business of process serving, and I applied for the job.Read more…
  • Questions and Answers About Retirement, Cosigning, and Term Life Insurance

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    College student wants to start investingDear Dave, I’m in college and 21 years old. I’ve got $1,000 in the bank for my emergency fund, plus I’ll be debt-free in about six months. Is it too early to begin saving for retirement?Read more…
  • Top 10 Ways to Cut Spending

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    Do you run out of money before you run out of month? Do you wonder where your money goes each month? Do you struggle to find money to invest for retirement, emergencies and other financial goals?Read more…
  • Saving Money and Living Frugally

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    No one wants to be stuck in a situation without enough money, though, many end up in the exact situation. From single parents who have to raise and take care of a young child to the businessman who loses his job, there are hundreds of situations that could leave you strapped for cash. To chop down your expenses, there are some major tips you can take.Read more…
  • Why Have Fun On A Budget

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    Most people, when they are on a budget, believe that pain and suffering is the result of being on a budget. That is so far from the truth. The pain and suffering is due to the fact that you don’t live by your budget and the money problems start coming.Read more…
  • How To Save Money On Utility Bills

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    You can save hundreds of dollars each year on electricity. How? There are a lot of ways.Read more…
  • Unsecured Personal Loan: A Loan for All Circumstances

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    Is it not great to get a loan that you can use in any circumstance, and especially if it comes without any collateral? Can you guess the loan I mean? Yes, I am talking about unsecured personal loan.Read more…
  • Are You Afraid Of Budget Prison?

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    Do you put living on a budget is the same category as living on a diet? I know most people would rather die than live on a budget. But, did you know, that living without a budget will get you into a lot of trouble.Read more…
  • The Importance of A Financial Plan - Choosing an " Advisor "

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    Do you know how much money you need to save to meet your retirement goals? Have you started to save for your children’s post-secondary education and college? Will your family be able to maintain the lifestyle that you have established and created in the event of death or disability?Read more…
  • What Are The Advantages of Online Banking?

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    Millions of online banking customers are receiving excellent services for the first time by simply joining an online bank. However many more have not considered it or are skeptical about doing so. Have no fear as several of your questions could be answered by the articles on this site.Read more…
  • Medical Savings Account

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    A medical savings account is designed particularly to provide retirement benefits by maintaining an account that is used to pay for day-to-day minor medical bills. The plan makes available tax incentives to facilitate purchase of high deductible health insurance and simultaneously sustain an account to pay for regular medical costs. This permits taking out money for trivial medical expenses, which include dental fees, eyeglass repairs, hearing aid accessories and also parking at hospitals or physician’s offices.Read more…
  • The Mindset for Saving

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    I still remember back in year 2002, my attitude toward money is like this: “I earn some money, I spend it. I buy nice car, I buy nice electronic gadgets, I spend wherever I like. I don’t worry about the money.Read more…
  • Smart Money Beliefs

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    The best way to become a smart money manager is to have some smart money beliefs. Unfortunately most of us have more negative money and finance beliefs than we have positive ones.So how do you stop negative beliefs from holding you back?Read more…
  • Personal Finance Success And How It's Tied To Your Self Esteem

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    How successful we are on a personal finance front is often tied closely to our self esteem. Let's look at your relationship with money and how your self esteem or lack there of, can affect your finances.For starters, would you say you’re confident when it comes to personal finance matters?Read more…
  • Good Money Management The Key Greater Wealth

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    We all want to make the most of the money we have - right? So, if that's true we need to have good money management habits in order to experience greater wealth. Today I'm sharing an exercise with you that will help you narrow down your negative spending habits and hopefully put you on the path to abundance.Read more…
  • Setting SMART Financial Goals

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    Managing your money wisely is the best way to make sure you and your family gain financial security. Money management is also extremely important if you own a business. All business owners need to understand how money comes in and goes out of their business-if you ignore budgeting details, your venture might not be successful.Read more…
  • Choose a Financial Advisor for Your Financial Planning

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    Choosing a financial advisor can be tough work, especially if you know nothing about finance. If you are struggling with your bills, it is likely that you are desperate for anyone who will lend a helping hand. However, it can be dangerous and brainless to automatically hire someone before you even do your research.Read more…

Most Recent Articles in Personal Finance category

  • How Not to Blow the Student Budget - By: Victoria Cochrane
    Student life is great. The associated costs however, are not. Read on to find out how you can make the most of your student budget.
  • Promote Your Property with a Personal Loan - By: Paul McIndoe
    Selling property entails much consideration from redecoration to refurbishments, sprucing up the garden and advertising your abode to potential buyers. A personal loan may be just the ticket you need to get on the road to property selling success.
  • How to Keep Track Of Outstanding Balances - By: Adam Singleton
    It's easy to whip out a credit or store card to pay for something, but knowing what you will be paying in interest is vital if you do it all the time. Here are some tips to make sure you stay on top of things.
  • Budgeting For Retirement - By: Jeff Nelson
    Retirement can be a great experience if you plan for it, don't let planning for the rest of your life slip away from you.
  • Planning a Vacation on a Budget - By: Jeff Nelson
    Planning a family vacation on a budget can be very easily if you take these few steps into consideration when planning!
  • Top Tips on How to Budget your Money - By: Jeff Nelson
    Attitude is an extremely important factor in determining the success of your budget. Make sure that you start your financial planning with the right attitude.
  • From Chip and Pin, to Wave and Pay: the Cashless Society of the Future - By: Adam Singleton
    Whilst some predictions of a cashless society by 2012 may be a little wide of the mark, it certainly looks a probability at some point, thanks to the ubiquity of chip-and-pin technology, and the development of new 'wave-and-pay' technology.
  • Economic Crisis Spurs Importance of Budgeting - By: Jeff Nelson
    The importance of budgeting is now being seen as the economic crisis is affecting the daily lives of all Americans. Be smart with your money and determine your budget with help from useful tools on the Internet.
  • Speedy solutions for modern-day madness - By: Isla Campbell
    With speed and security two of its biggest advantages, the contactless credit card is a great way to eliminate such tedious activities as queuing and carrying small change. Read on to find out how it can revolutionise your shopping experience.
  • Going Green on Strict Budgets - By: Jeff Nelson
    By going green you will not only help the environment you will save money on your monthly budgets.