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Savings Account Online
A decade ago, bank transaction undertakings were not always an easy thing to do. It required waiting in long lines and commuting to the closest branch. However, today things are different.Read more…Personal Checks
A great way to stand out is by getting personalized checks. Put a picture on your check, and you ensure that your check is unique; it makes a statement of its own. Writing out bills won’t be such a laborious task when your checkbook is so pleasant to look at.Read more…Top Ten Ways to Cut Credit Card Spending and Still Have a Life
Does this scenario sound familiar? You went a little crazy with your credit cards. You charged up a few thousand, or maybe even a few tens of thousands, and now you’re sitting atop one impressive mountain of credit card debt.Read more…Do You Have These Frugal Living Habits?
Frugal living requires skills and ways of looking at things that help you take advantage of the money-saving opportunities in life. The truly frugal person makes these into habits. Six of these habits are outlined below.Read more…Online Savings Accounts can Add Safety to Your Portfolio
The high returns achieved by stocks in the long-term have been well documented in research reports and finance books, but the roller coaster ride frequently experienced in the short-term can make any investor's stomach queasy.Have you looked at the market lately? If not, I hope you had a light breakfast today because you'll soon feel like you're riding the Cyclone coaster on Coney Island and the operators are out-of-town.Read more…Tracking Your Daily Expenses Can Lead To Big Savings!
Do you write checks for everything you buy?Are you a cash only type of person?or...Read more…How to Hire a Financial Planner
You may think that only people who have a great deal of money need to hire a financial planner. The truth, however, is that most everyone can benefit from advice and guidance from a financial planner to help them with everything from budgeting basics to investing to retirement planning.So the question is how exactly do you go about hiring a financial planner.Read more…The First Rule Of Making A Personal Budget -- Keep It Simple
Rules. No-one likes rules. But we all realize that if we didn’t follow traffic rules and stop at a red light, our streets would be chaos.Read more…Electricity Saving Tips
At the time of writing this article, I sit and think back of my childhood days when I grew up on a farm without electricity. I still remember the days when my mom cooked on the big black coal stove in the kitchen that also served as a heater during the cold winters. As kids we used to get dressed in the kitchen as we warmed up our clothes on the doors of the coal stove trying to fight the 0 and sometimes sub zero temperatures outside.Read more…Relying on Credit Cards as a Financial Safety Net Could Be Dangerous
Relying on Credit Cards as a Financial Safety Net Could Be DangerousIt’s hard to believe that the world used to be free of credit cards. “Credit” was earned based on your reputation within the community. But once these little pieces of plastic took hold, there was no turning back.Read more…Common Life Uncommon Wealth
People today have a great desire to be wealthy, but few have a plan to achieve it. The secret to gaining wealth is steady growth. Anyone in America can achieve wealth, if they will plan and focus on the goal one day at a time.Read more…Reasons to Budget
Lots of people fail to see why a budget is a good thing. It may seem as if being put on a budget says that you don't make enough money or make wrong choices. Actually, being on a budget says that you make the right choices.Read more…Budgeting to Control Your Finances
If you want to control your finances, you can't let them control you. You gain control by making wise day-to-day choices, following the path towards long-term goals and by building a foundation of necessities, such as insurance and emergency savings.In order to do any of these things -- make choices, realize goals or save -- you have to budget.Read more…Personal Budgeting -- The One Column Solution
Personal budgets are hard, right? They are complicated: you need to be a computer programmer to figure it out, right? Wrong.Read more…Enjoy the Fete Called Life with Personal Finance Secured Loan
Life without cash is unimaginable. With the growing financial requirements, it is very difficult to meet these needs simply by your regular income. In such a scenario, personal finance secured loan can prove to be a blessing in disguise.Read more…Bad Ways To Save Money
Finding new ways to save money on almost anything you buy is almost like getting a raise. Maybe it's even better. When you save twenty dollars on a coat you get to keep the whole twenty dollars.Read more…Keep Your Banking Information Safe
It would seem that the computer is becoming a bigger and bigger part of our lives each and every day. There's good reason for that perception... it's true.Read more…Can You Still Grocery Shop on a Budget?
When you go grocery shopping, do you find yourself coming home with more than you went out for, a receipt a mile long, and the wallet a little lighter? While it’s not necessary to be the Martha Stewart of shopping, there are some things you can do to reduce the time and money you spend at the grocery store.1) Plan your menu a month ahead.Read more…The Fairytale of Women and Money
It always seems to surprise me that even in the 21st century where women are making more money than previous years, obtaining corporate management positions, and in some cases bringing a bigger paycheck to the table than their male spouse they still struggle with the concept of “understand their financial power.”I will never forget my experience while working as a Loan Closer during the 1992 Northridge Earthquake in California. I had so many women clients that had no idea where important documents were, how much they owed on their home or where their pertinent financial information was stored.Read more…Utilizing Your Financial Safety Net
Where do you keep your money that you set aside for annual or semi-annual payments or for emergencies where you need extra cash quickly? You don’t want to draw funds from any of your savings or investment accounts – there may be a penalty for early withdrawal or it might be financially disadvantageous at that time.Most people just keep what they have in their checking accounts where it earns nothing or next to nothing.Read more…
Most Recent Articles in Personal Finance category
- Classifieds: Create a Big Impact on a Small Budget - By: Isla Campbell
Whether you are a business with products and services to sell, or a consumer looking to purchase, advertising plays a key role. Classifieds are a great way to communicate information, as well as being one a cost-effective option. - Saving Money During the Current Economic Climate - By: Isla Campbell
Rapidly rising utility, food and fuel prices are forcing many in the UK to tighten their belts on spending and also question what purchases are actually necessary in their day-to-day living. - Save time on your finances - By: Paul McIndoe
Bills, bank statements, direct debits; they all take time to organise and keep track of, but if you don't then you may not know how much cash you have, however, it is possible to take control and save time. - Be wise and curb your spending, but don't drop the essentials - By: Isla Campbell
The credit crunch has meant that many people are having to watch their finances and be more creative in how they spend their money. However, there are certain things, say the experts, which should not be discarded in a bid to save cash. - Survival of the Shrewdest: 21st Century Savings - By: Isla Campbell
Whilst most of the western world can sleep easy knowing they won't go hungry, no one can know what the future holds. The internet has made saving easier than it's ever been before, so there's no reason to put just a little money away each month. - Driving Through the Finance Capital - By: Isla Campbell
London is a city that has something to offer everyone and its thriving financial sector also means it can offer a wealth of car financing options to help get you on the road. - Change Your Habits and Save a Small Fortune - By: Isla Campbell
From not wasting food to counting loose change or selling items that are cluttering up your home, there are many ways to save money and put it towards something that you've always wanted. - Switch to Efficient Electrical Appliances to Save Money - By: Isla Campbell
Reviewing the efficiency of every electrical device around the home and replacing them if necessary could save households thousands in the long term. - Retirement Planning in Today's Stock Market - By: John Rothe
If the stock markets continue to provide a rate of return less than expected. Many baby boomers will have to figure out an alternative means to retirement. Understanding what past bear market cycles have looked like and learning how to investing in those cycles will provide baby boomers a shot at their retirment dream. - Frequent Travellers Benefit from Holding a Premium Bank Account - By: Adam Singleton
Having a premium bank account can be handy for frequent travellers as they often include benefits such as free worldwide travel insurance, airport lounge access and vehicle breakdown cover, in addition to a range of financial benefits.