Categories
- Arts & Entertainment
- Business
- Communications
- Computers
- Culture & Society
- Disease & Illness
- Fashion
- Finance
- Food & Beverage
- Health & Fitness
- Hobbies
- Home & Family
- Home Based Business
- Internet Business
- Legal
- Pets & Animals
- Politics
- Product Reviews
- Recreation & Sports
- Reference & Education
- Religion
- Self Improvement
- Shopping
- Travel & Leisure
- Vehicles
- Writing & Speaking
Information
Planning A Realistic Family Budget
What is needed is a change in perspective towards budgeting. Budgeting is the best way to keep track of your family spending habits and help you recognize where the bulk of you money is going.So then - just what is a budget?Read more…What Are the Advantages of Online Banking
Be one of the many online banking customers that are getting astonishing services for the first time by just signing up with an online bank.What’s so special about online banking that you can not get from a regular walk in bank? Do your banking in your pajamas, at home, seven days a week twenty four hours a day.Read more…Saving Money or Stealing? When Frugal Becomes Just Plain Cheap
There are times when it's tempting to lie, steal or break one of the other 10 Commandments to get a good deal but, in living frugally, we all need to stick to being honest. This is not always easy to do, but I want to give some examples that may help you stay honest. Here are some common tactics that some people use that are unethical and sometimes illegal:Stealing "Free" Merchandise - This one really irked me!Read more…Save Money On Food Shopping
1) Only buy what you needAlways take a list of items that you actually need, and stick to it!Don’t shop for food on an empty stomach. You’ll be more tempted to buy items that you don’t really need.Read more…Celebrate Your Financial Independence!
The 4th of July is a time to celebrate our Nation’s freedom and independence. Use this Holiday to assess your financial stability and commit yourself toward achieving your own financial independence. Below are 10 tips to help you gain your financial freedom: 1. Write down your financial goals and determine how realistic they are.Read more…The Dangers Of An Overdraft
If you've got a bank overdraft, it pays to be aware of the harsh way that banks can treat their customers. They might call it a "free" overdraft, but nothing could be further from the truth. Okay, so they won't charge you an arrangement fee to let you borrow from them or a renewal fee to let you keep borrowing fro them.Read more…Have a Cool Glass of Cash!
If I said I would give you $150 extra a month to help you pay off your credit cards, lose weight and help your family become healthier, would you accept it? Does it sound too good to be true? The average American family spends 1/4-1/3 of their monthly grocery bill on things to drink but can’t find any extra money to pay off their credit cards.Read more…Grocery Savings Made Easy
For many people, making the decision to switch from two incomes to one can be a scary experience. They know they're spending too much, but don't know where to begin to cut back.Most people don't think they can live the frugal life and still be comfortable.Read more…Credit Unions: What You Need to Know
What exactly is a credit union? What are the benefits of a credit union? Learn the answers to these questions plus others in this quick look at the basics of credit unions.Read more…Do It Yourself, Or Not? Why Hire An Advisor
It’s a common misconception that it’s always less expensive to do it yourself. If fact entire industries have cropped up around the “do it yourself” Myth! If you don’t believe me just drive around any area and look for the Home Depot or Lowes store.Read more…Become A Millionaire By Spending Like One!
Did you know that a large percentage of today’s millionaires have accumulated their wealth in one generation. No we are not talking about people who have some special education, or achieved superior investment performance, or won the lottery, or even people who inherited it. We are talking about people like you and me who work for a living but somehow managed to accumulate great wealth.Read more…Can You Trust Your Financial Advisor?
You’ve done your homework and you shopped around, you even asked your brother in law, your neighbor and your boss who helps them with their financial planning but your still not sure. How do you know you can really trust your advisor? After all your families’ financial future is riding on it!Read more…Don't Pay Late Fees
One of the primary ways banks make money each year is through the fees they charge their customers. While some of these fees are understandable and unavoidable, like safe deposit box fees, others are totally within the control of the consumer. An example of a controllable fee is a late payment fee.Read more…Frugal Tips for Saving Money
Invest in a programmable thermostat for your heater. You can set it to cool the house down after you go to sleep and come on again an hour before you wake up. You can also set it for a cooler temperature during the day, wear sweaters or fleece around the house.Read more…Rethinking Retirement: Not Just Sitting on the Porch Sipping Lemonade
What does retirement mean to you? Sitting on your porch, rocking and drinking a lemonade, watching the world go buy? Or do you want an active retirement, still engaged in the world, travelling, starting a business, and spending time doing what you really want to do?Read more…Shopping Tips for the Frugal Shopper
The problem isn't that we don't make enough money, it's that we spend too much money.That is so easy to say, but I know that many people struggle with shopping. I know that I do.Read more…Get Bad Credit Cash Advance Services
Bad credit cash advance services comes to your rescue when you have a bad credit history and most financial institutions do not agree to give you a loan. Bad credit cash advance lenders are there to offer you with a cash advance despite having a bad credit history. After the borrower meets certain prerequisites of the lender, which usually involves paying a much higher rate of interest, he or she can enjoy the benefits of the loan from bad credit cash advance services.Read more…Stop Living Paycheck to Paycheck
What would happen if you lost your job today? What if you needed money for a medical emergency? Most people would be in trouble.Read more…Attorney/Agent Working Together To Help To Build Solutions For Parents of Children With Special Need
Raising any child requires the wisdom of Solomon, the patience of Job, boundless energy, an unsinkable sense of humor, and lots of unconditional love. Even so, it’s impossible to keep it all in balance sometimes.When you’re the parent of a physically, mentally, or emotionally challenged child, these basic requirements become further complicated by visits to specialists, therapy, medication, special schooling, and sometimes, constant care.Read more…Online Banking - Are You Banking Online Yet?
Online banking allows you to conduct all of your financial affairs without the fuss and inconvenience of the high street. With online banking you have virtually all the functions of checking, savings and credit accounts under one roof with none of the delay. Now there's absolutely no reason to go to the bank in person anymore.Read more…
Most Recent Articles in Personal Finance category
- Quitting Bad Habits, Starting Money-Saving Ones - By: David Stack
I used to have a lot of bad habits, and then I looked at my wallet. The amount of money that I had been spending on vices and compulsive purchases astounded me, and it was enough to convince me to kick bad habits and start money-saving ones. Now I'm a new man: a non-smoker, a frugal consumer, and a shopper who cannot not research for online deals and discounts. - Great Ways to Save a Few Pennies - By: Paul McIndoe
With the current economic situation, everyone's feeling the pinch, and it's said that things may even get worse. Even when it's dire out there, you can still save money from your current outgoings, just by shopping around and learning to say no. - In for a Penny, in for a Pound: Surviving the Credit Crunch - By: Isla Campbell
Saving can mean different things to different people, but in the current economic climate, it's more likely to mean curtailing spending. By watching every penny, the pounds will eventually take care of themselves. - Classifieds: Create a Big Impact on a Small Budget - By: Isla Campbell
Whether you are a business with products and services to sell, or a consumer looking to purchase, advertising plays a key role. Classifieds are a great way to communicate information, as well as being one a cost-effective option. - Saving Money During the Current Economic Climate - By: Isla Campbell
Rapidly rising utility, food and fuel prices are forcing many in the UK to tighten their belts on spending and also question what purchases are actually necessary in their day-to-day living. - Save time on your finances - By: Paul McIndoe
Bills, bank statements, direct debits; they all take time to organise and keep track of, but if you don't then you may not know how much cash you have, however, it is possible to take control and save time. - Be wise and curb your spending, but don't drop the essentials - By: Isla Campbell
The credit crunch has meant that many people are having to watch their finances and be more creative in how they spend their money. However, there are certain things, say the experts, which should not be discarded in a bid to save cash. - Survival of the Shrewdest: 21st Century Savings - By: Isla Campbell
Whilst most of the western world can sleep easy knowing they won't go hungry, no one can know what the future holds. The internet has made saving easier than it's ever been before, so there's no reason to put just a little money away each month. - Driving Through the Finance Capital - By: Isla Campbell
London is a city that has something to offer everyone and its thriving financial sector also means it can offer a wealth of car financing options to help get you on the road. - Change Your Habits and Save a Small Fortune - By: Isla Campbell
From not wasting food to counting loose change or selling items that are cluttering up your home, there are many ways to save money and put it towards something that you've always wanted.