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Information
Frugality Is Flawed
From a personal development point of view frugality as a lifestyle is flawed. It is not flawed in the sense that it does not work, but it is flawed because it makes you aim your focus at the wrong things.Human beings are all full of desires that makes us want this and that; due to this fact being frugal is actually pretty hard for most people.Read more…Retirement Income Planning
When talking about retirement income planning, investment is the key word, since the majority of the people depend upon their investment decisions for income after retirement. Very few of them, however, succeed in turning their investment into a profitable venture because the majority of investors do not evolve their portfolio scientifically. Instead, they just follow others blindly.Read more…A Funny Thing Happened On The Way to Retirement
Q: I’m thrilled with the progress I’ve made toward my financial goals over the last few years. I paid off my “bad” debt, and built an emergency fund. I max out my 401k and my Roth, and rebalance my portfolio every year.Read more…Top 10 Signs You Might Be Spending Too Much
Q: Am I spending too much?A: The short answer is, unfortunately: If you have to ask… you probably are.But here is a David Letterman-esque look at the Top 10 Signs that you could stand to take a closer look at your spending (and, below, some concrete ideas for doing just that.Read more…9 Places You Can Save Money For Your Family
Most families are spending more and more money every year (and not just because the cost of living rose) while also saving less and less. One reason is that few household managers spend much time reviewing expenses and expenditures to find ways they can save money. However almost every family has places where costs can be cut and pennies can be pinched -- and if those freed up funds are then used to pay down debt and save for the future it could have a dramatic impact on their quality of life.Read more…Thinking About Buying A Vehicle? Here Are Some Things You Should Consider Before You Do!
You’re thinking about purchasing a vehicle but are not quite sure about what type of vehicle you should choose. Well, it’s not easy making decisions about a major purchase. Especially if it’s a vehicle you’re about to buy.Read more…Checking
The process of checking has its origins in the ancient banking system, in which bankers would issue orders at the request of their customers, to pay money to identified payees. Such an order was then referred to as a bill of exchange. Bills of exchange helped merchants do away with carrying currency and facilitate trade to purchase services and goods.Read more…Student Checking
Student checking is one of the forms of checking accounts. It is a checking account exclusively created to meet the unique needs of students, designed to make banking affordable and convenient for busy students with easy account access, no minimum balance, and no monthly service fee. It is a free checking account that offers students convenience and cost-savings.Read more…Top 10 Money Saving Tips
For most of us saving money is not something that comes naturally. We agonize over it, ignore and think money will magically appear in our checking and savings accounts.Really, though, saving money is much easier than you might think.Read more…The Top 10 Secrets to Building New Money Muscles in 2006
1. Realize that your financial position is a reflection of who you are. Your money isn’t separate from you—it’s a part of you. So to change how much you have, you need to change something about yourself.Read more…Benefits Of Coupons
Coupon clipping is one of the most commonly used forms of saving money. From clipping coupons out of the local newspaper to getting coupons from your favorite retailer as a reward for being a customer, the benefits of coupons can apply to anybody. And while clipping and saving coupons for your next shopping excursion can be time consuming, the benefit of saving money is a positive aspect for any consumer.Read more…Be Cautious When Using Your Nest Egg as an ATM
About five years ago I moved from the ranks of being a renter to that of being a homeowner. Now, not a week goes by that I don’t receive some type of offer through the mail encouraging me to refinance my mortgage, open a home equity line of credit (HELOC), or apply for a home equity loan.Payoff High Interest Credit Card Debt!Read more…Balance Your Checkbook Regularly
Do you faithfully balance your checkbook each month? How about once a week? Chances are that you don't.Read more…How to Save Money At the Grocery Store
I love going to the grocery store and looking at my receipt to see how much I saved. The best I’ve personally done is 70% and I’ve only been able to do that once. I really try to save between 30% and 40% when I visit the grocery store, if possible.Read more…Retirement Planning
Once a person reaches a certain age or acquires a certain amount of work experience, he becomes eligible for retirement. Every organization should have clear-cut rules regarding retirement and it should help the employees in adjusting themselves after retirement to the new realities of life. Some organizations provide pensions for their retired employees, but more and more individuals have to provide for their own retirement.Read more…Money Mindset
Money or financial wealth appears in your life based, not on coincidence, effort or accident, but by your “mindset”. Mindset, in this context is a combination of thoughts, beliefs, values, and emotions. All are things that you can change and influence.Read more…Retirement Plans
Retirement is one of life’s biggest worries and retirement plans play a crucial role in providing a source of income in a person’s retired years. Retirement can span up to a third of a lifetime. Retirement plans are much like saving for a 25-year vacation.Read more…How to Make Money in Falling and Rising Financial Markets
My fundamental system has been developed over the last 15 years or so. It has been consistently profitable for me, averaging 11.01% annual return over the period 1995-2006The system was developed using principles established in Jim Slater's book The Zulu Principle, which is now out of print. The follow-up Beyond the Zulu Principle is available from Amazon via the links from the web-site below.Read more…Getting A Grip Of Your Personal Finance
As the clich? goes, money makes the world go round. Consumerism has never been as vibrant as today when everything can just be had at the mere swiping of an electronic card or at the click of your mouse.Read more…25 Mad Original Things You Could Do With A Sudden Financial Windfall
I don’t know about you but I’m pretty tired of the usual advice about buying a car, investing in property and home improvement that seem to make up the sum total of what to do with that windfall we are going to be getting over the next few months. So I thought I would compile an alternative list..just to get your brain thinking…some of them are fun, some radical..Read more…
Most Recent Articles in Personal Finance category
- How Not to Blow the Student Budget - By: Victoria Cochrane
Student life is great. The associated costs however, are not. Read on to find out how you can make the most of your student budget. - Promote Your Property with a Personal Loan - By: Paul McIndoe
Selling property entails much consideration from redecoration to refurbishments, sprucing up the garden and advertising your abode to potential buyers. A personal loan may be just the ticket you need to get on the road to property selling success. - How to Keep Track Of Outstanding Balances - By: Adam Singleton
It's easy to whip out a credit or store card to pay for something, but knowing what you will be paying in interest is vital if you do it all the time. Here are some tips to make sure you stay on top of things. - Budgeting For Retirement - By: Jeff Nelson
Retirement can be a great experience if you plan for it, don't let planning for the rest of your life slip away from you. - Planning a Vacation on a Budget - By: Jeff Nelson
Planning a family vacation on a budget can be very easily if you take these few steps into consideration when planning! - Top Tips on How to Budget your Money - By: Jeff Nelson
Attitude is an extremely important factor in determining the success of your budget. Make sure that you start your financial planning with the right attitude. - From Chip and Pin, to Wave and Pay: the Cashless Society of the Future - By: Adam Singleton
Whilst some predictions of a cashless society by 2012 may be a little wide of the mark, it certainly looks a probability at some point, thanks to the ubiquity of chip-and-pin technology, and the development of new 'wave-and-pay' technology. - Economic Crisis Spurs Importance of Budgeting - By: Jeff Nelson
The importance of budgeting is now being seen as the economic crisis is affecting the daily lives of all Americans. Be smart with your money and determine your budget with help from useful tools on the Internet. - Speedy solutions for modern-day madness - By: Isla Campbell
With speed and security two of its biggest advantages, the contactless credit card is a great way to eliminate such tedious activities as queuing and carrying small change. Read on to find out how it can revolutionise your shopping experience. - Going Green on Strict Budgets - By: Jeff Nelson
By going green you will not only help the environment you will save money on your monthly budgets.