• Pre-Settlement Loans

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    Pre-settlement loans are exactly what the name implies – cash payments to plaintiffs given in anticipation of a favorable settlement. Pre-settlement loans fall under the ‘non recourse’ category of legal loans, meaning that the extender of the loan has no recourse to collection of the money in case the plaintiff’s case is not settled favorably.Such loans are either paid in full before or during the lawsuit process or extended in monthly payments.Read more…
  • Benefits Of Settlement Loans

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    Settlement loans are, generally speaking, highly advantageous to their recipients. Modern legal processes can be extremely time-consuming, and the period it takes to settle a claim can last longer than the claimant’s paying capabilities. By having this kind of finance, a claimant is free from the temptation to settle early and for a lesser-than-hoped-for amount.Read more…
  • Cash for Structured Settlement?

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    When accidents occur, whether an auto accident, slip and fall, medical malpractice, wrongful death, or any other non workplace related injury happens, structured settlements are often set up with insurance companies to pay for these tortious acts. People who are in involved in personal injury or insurance related cases elect to receive a series of payments over a substantial period of time rather than receive an immediate lump sum payment. These payments typically total more than the amount a person would have obtained for an immediate payment.Read more…
  • Structured Settlements Explained

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    A structured settlement is a plan in which you receive payments over a set period of time instead of receiving a lump sum of cash; you will receive payments weekly, monthly or even yearly.Structure payments are most often used when a large amount of money is the issue such as jackpot lottery winnings where you are usually given the choice of receiving a number of smaller amounts of money over a period of time.Insurance payouts can also be taken in this way and also it is commonly used in cases of malpractice, where a family member family has been severely injured or even lost.Read more…
  • Lawsuit Cash Advance Loans

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    Lawsuit cash advance loans share the same genre as settlement loans. The difference is the loan’s entire amount is paid in full in advance. In some cases, the finance institution may agree to make monthly payments to help the borrower manage finances more efficiently.Read more…
  • Why Sell Structured Settlements?

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    Let’s imagine that a person is injured in an accident. He goes for a personal injury lawsuit and wins the case. The result would be a structured settlement, an agreement by which the person agrees to accept payments over a period of time in exchange for the release of liability for his claim.Read more…
  • Structured Insurance Settlements

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    If you are entitled to receive an insurance settlement, you can claim it either in a lump sum or as a structured insurance settlement. Both methods have their pros and cons.In a structured settlement, you receive your benefits in a staggered manner.Read more…
  • The Life Settlement Process

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    Life Settlements, also commonly referred to, as Life Insurance Settlements are quickly becoming an exciting financial planning tool for seniors and the financial advisors who assist these seniors.The initial process before determining if a settlement is available is meeting a few of the basic requirements. The types of insurance policies that can be considered for a life settlement are universal life, whole life, variable life, survivorship (any type), adjustable life, joint first to die, and term insurance (if convertible).Read more…
  • Structured Settlement – Definitions, Do's and Don'ts

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    What is a Structured Settlement? A Structured Settlement is a Settlement in which you receive “Structured” payments on a regular basis. In other words, it is a payment plan, in which, instead of getting a large lump sum, you receive smaller payments in increments.Read more…
  • What Is A Structured Settlement?

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    So what is a structured settlement you ask. Well, let's start with some background information.Up until a couple of decades ago a person who won a lawsuit as a direct result of a worker’s compensation claim, wrongful death or accident had to accept their compensation in a lump sum payment.Read more…
  • Is Selling A Structured Settlement A Good Investment?

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    Before one decides to sell his structured settlement for another investment opportunity; it is worthwhile to consider the pros and cons of such an action. The most important advantages of structured settlements include regular payments that are free from income tax and are secured by state and federal laws. This cannot be said of many other investment options.Read more…
  • Why Would A Company Want To Buy My Structured Settlement?

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    There are several structured settlement companies and corporates that purchase structured settlements and offer a lump sum in exchange. The simple reason for a company to purchase a structured settlement is that it represents a good investment deal. Structured settlement payments from lottery winnings, royalty payments, and insurance annuities are income-tax free and are secured by federal and state regulations.Read more…
  • Why A Structured Settlement Payment Is So Popular

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    Structured settlement payments are becoming popular because of the advantages they offer over other forms of payments and investment options. The payments which are available in the form of annuities are tax-free at the state and federal levels. Moreover, the payments are secured by state and federal laws.Read more…
  • How Can I Sell A Structured Settlement Payment?

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    The first step to selling a structured settlement payment is to have an idea of the amount to be sold and finding a suitable buyer. The internet is the best resource for obtaining quotes and information on buyers. The information that buyers require to conduct a sale includes the state of seller’s residence and the insurance company.Read more…
  • The Lowdown On Getting Cash For A Structured Settlement Payment

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    It is possible for recipients of a structured settlement payment to sell a part of the amount for a lump sum that can be used for meeting some near-term expenses. The process of transferring one’s rights to a structured payment to another party for a sum is referred to as factoring. The first step should be to assess whether one is actually required to sell a structured settlement payment or an alternative is available.Read more…
  • How To Choose The Right Structured Settlement Broker

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    A prospective seller of a structured settlement payment is better served utilizing the services of a structured settlement broker rather than approaching a buyer directly. The same is true for an individual who is about to come into a large sum of money via a structured settlement payment. This is because with a broker mediating a deal, it works out best for all the parties involved.Read more…
  • How Does A Structured Settlement Annuity Work?

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    The process of arriving at a structured settlement is through negotiations concerning the value of the annuity and payment schedule. The process involves primarily a claimant and the life insurance company; if the structured settlement annuity is related to litigation, it will involve the defendant as well.As per the process, the defendant agrees as per a contractual agreement to pay the claimant sums of money on a periodic basis and in exchange the claimant drops his litigation.Read more…
  • Do I Really Want A Structured Settlement Company?

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    An individual who receives a large cash award can take the services of a structured settlement company and avail the cash in a variety of ways. The settlement amount is paid by a defendant in litigation and it takes a long time for the beneficiary to acquire the total amount. A structured settlement company, in its capacity as a third party financial service provider, can help those who receive substantial amounts of money by offering them the money in a short period of time.Read more…
  • Life Settlement: Receive the Highest Payment

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    A life settlement also known as a life insurance settlement, senior life settlement, or a senior settlement is quickly becoming a beneficial option for senior citizens across the nation. Life settlements allows senior to cash in their life insurance, but in a new way. Instead of cashing in their policy with the original life insurance company, they can work with a life settlement broker to cash in their policy with a financial institution that will pay more than their insurance company’s surrender value.Read more…
  • Five things NOT to do when Selling your Structured Settlement

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    One: Don't sell to the highest bidder. Why? There is what is called High Balling.Read more…

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