• Viatical Life Settlement Contracts

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    Suffering from any terminal illness is traumatic enough and facing financial strains can only compound the matters. Viatical Settlements are a way to provide relief to the terminally ill person, in that he can sell his life insurance policy for a lump sum amount of cash. A private company or a broker can purchase the viator’s policy for a reduced amount than the actual face value of the policy.Read more…
  • Viatical Settlement Brokers

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    Viatical settlement involves the selling of a life insurance policy by a terminally ill person to unrelated investors who can be banks, private companies, or brokers. The seller gets a lump sum amount as cash payment while the investor gets the death benefits on the person’s demise.Grim as they may sound, viatical settlement can provide financial relief to the terminally ill people, provided they do not fall prey to unscrupulous elements who may take advantage of the vulnerability of the person.Read more…
  • Viatical Settlement Companies

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    Death may be the only sure thing in life, and gambling on it may sound disconcerting to many. Viatical settlements involve selling the life insurance policy of a terminally ill person to a company who pays a lump sum cash amount in return for the policy. The companies buy the policy at a reduced rate of the face value, sometimes as much as 50% of the face value, and then collect the death benefits after the person’s demise.Read more…
  • Viatical Settlements

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    The concept of viatical settlements works on the premise that a person with a terminal disease can sell his life insurance policy for less than the face value. The person can get lump sum cash and the buyer can collect the benefits of the policy after the original policyholder’s death. It sounds a bit grim but then there are always the harsh aspects of life.Read more…
  • The Biggest Mistake That Promissory Note Holders Make

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    The single most common mistake that a note holder makes when creating a note is they fail to check their buyer’s Credit Report. It seems so simple, but it is worth repeating "Most people fail to check the credit report of their prospective buyers!!Read more…
  • Life Settlement Article: Don't be Fooled by Surrender Value Option - Consider Senior Life Settlement

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    When you love someone, you want to see them happy even if you are not around. Now there are a few reasons to consider buying life insurance but by far the most common motive for doing so is to see that the ones you love are taken care of financially once we pass. At the time of our passing, death benefits are paid to our beneficiaries.Read more…
  • Financial Security through Structured Settlements

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    Structured settlements have become a natural part of personal injury and worker’s compensation claims in the United States, according to the National Structured Settlements Trade Association (NSSTA). In 2001, life insurance members of NSSTA wrote more than $6.05 billion of issued annuities as settlement for physical injury claims.Read more…
  • Getting Cash Now for Your Structured Settlement

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    If you’ve agreed to accept a structured settlement, it’s likely that you felt a sense of relief that your financial uncertainties were being resolved, and that you’d have the funds necessary to pay your bills, support your family and go on with your life. When you agreed to the terms of the settlement, hopefully with the help of a financial advisor, you accepted a series of financial payments that made sense for you at that time.Perhaps you’d suffered personal injury in an auto or other accident, you were awarded damages in a product liability case, or you were the victim of medical malpractice or were even the plaintiff in a wrongful death suit.Read more…
  • Understanding Structured Settlements

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    A structured settlement is usually an annuity set up for recipients of a financial award, normally due to litigation involving an injury or accident. If you are receiving periodic payments from a structured settlement or annuity, you may be interested to know that you can sell part or all of your remaining payments. Selling structured settlements is legal in all states.Read more…
  • What If Structured Settlements Did Not Exist

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    We have all heard of the people who win the lottery and they are broke within a few years? It is amazing really how unfortunate this really is. In fact it is all too common.Read more…
  • When to Sell Your Structured Settlement

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    A structured settlement often follows a life changing incident, whether it be positive or negative. Due to these circumstances, you may be faced with the need for a large lump sum payment rather than small monthly payments over a number of years. So, where do you turn?Read more…
  • The Absolute Best Time To Sell Your Note

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    A note investment represents a valuable asset, and the decision to sell can only be answered based on individual needs. It’s a fact that interest rates are now at an all time low, so investors find notes that were financed under better terms more attractive and without a doubt will pay more for the notes. If you plan on keeping your note for the long haul, it is in your best interest to manage it to the best of your abilities.Read more…
  • Selling a Structured Settlement

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    With the countless web sites, advertisements, legal jargon and complex issues surrounding structured settlements, it is easy to become overwhelmed and frustrated when you are simply searching for answers and straightforward information. Whether you’ve received a structured settlement already, or if you are just trying to better understand them, you’ve come to the right place for sifting through the messy details.What is a Structured Settlement?Read more…
  • Structured Settlement: Deciding If This Is The Way To Go

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    Often, a structured settlement is one that offers the payment of funds owed in an agreed upon way. It works to allow individuals to receive payments of the money that is owed to them in such cases as a lottery winning or a personal injury lawsuit.A structured settlement also allows for the company making payments to pay in payments rather than in a large, lump sum.Read more…
  • Life Settlements Are a Way to Expand on Your Legacy and Your Heir's Inheritance

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    The cost of life insurance has changed drastically. The coupling of longer life expectancies and lower morbidity tables has resulted in some of the lowest premiums in recent history. It is a fact that seniors are living longer, and insurance costs have been adjusted accordingly.Read more…
  • Structured Settlements 101: How Structured Settlements Work

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    You have probably heard the term “Structured Settlement” on a television or print ad and wondered what it meant. After all, the term is not a part of our everyday lexicon.A structured settlement is a contract under which an insurance company undertakes to make periodic payments to an injured party as part of a bodily injury claim settlement or to a surviving family member to whom a large settlement has been awarded.Read more…
  • Class Action Lawsuits

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    First of all, let me say that anyone who has been in any way hurt or injured by any other party and settled through a class action lawsuit, disregard this article. I am more interested in the little frivolous lawsuits that award pitiful amounts to offended parties who most likely had no idea they were offended.There are habitual class action participators and then there are the lucky ones who find themselves on the receiving end of a check to settle a dispute they were most likely never aware of in the first place.Read more…
  • Unstructured Settlement

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    Me‘Lisa Delaney, 43, is brain-injured as a result of a 1984 medical error that caused a stroke during surgery. The hospital agreed to settle via a structured settlement, as overseen by a county conservatorship.Delaney soon married Terry, who took over the conservatorship of the settlement and proceeded to make loans against the settlement, which equaled about $350,000.Read more…
  • If This Describes You, Don't Cash out Your Annuity

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    There are companies that purchase future payments. Personal injury settlements are often structured to pay out over time. As are a portion of lottery wins, paid via an annuity over a period of 20 or more years.Read more…
  • Cash For Structured Settlements - The Smart Way

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    For most people when they buy a house it is considered their life’s largest deal. In some cases of structured settlements the compensation and financial considerations for a persons life duration and the total present value of the settlement can reach few millions of dollars. Therefore it is strongly advised to use professional services like annuity consultant and a lawyer specialized in this field in order for you to avoid painful costly mistakes.Read more…

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